Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too Hardcover – January 11, 2022

I just finished reading Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—And How You Can Too by Dave Ramsey, and honestly, it was one of the most practical and motivating finance books I’ve read in a while. What I appreciated most is how approachable it is—Dave doesn’t talk like a Wall Street guy, he talks like a coach who genuinely wants you to win with money.The book is filled with real stories of everyday people who followed his “baby steps” plan—paying off debt, saving consistently, and building wealth over time. It’s not about flashy shortcuts or risky investments, it’s about discipline, focus, and believing that financial peace is possible even if you’re starting from nothing. There were moments where I felt like he was talking directly to me, especially when he tackled the mindset side of money—like fear, self-doubt, or the belief that becoming a millionaire is only for the lucky few.It’s not heavy on technical details or investing strategies, but that’s kind of the point. It’s about building the foundation first, and Ramsey does a great job reminding you that it’s a long game—and anyone can play it if they’re willing to stay committed. By the end, I felt empowered, not overwhelmed.If you’re struggling financially or just want a clear, proven path to building wealth without gimmicks, this book is a solid place to start. It’s straightforward, relatable, and most importantly—it gives you hope.

Very good book to get you started with the fanancial education.

I listened to Dave's radio show as a podcast with fervor in 2017 as I got myself out of living paycheck to paycheck. I learned about Dave because my brother bought Dave's 2014 book "The Legacy Journey" for my parents. Even though I've consumed so much Ramsey content, I still learned new things in this book. I highly recommend this book because it helps the reader understand the mindset of managing money well. Other Ramsey resources give you the practical steps; this book helps explain the "why?" behind it all.When I browsed the table of contents as I was deciding whether to buy this book, the chapter title that hooked me was "Will Wealth Ruin My Kids?" Wealth hasn't ruined Dave's three kids, and he shares wisdom in this chapter. The chapter that I enjoyed the most was "A Millionaire Is Not a Billionaire," because it helped me to understand how the practices and mindset of following the baby steps is very different from the strategies of the people who had the grit and good fortune to create a company or product that makes billions and billions of dollars.Dave and his editorial team write crisp, clear prose. They use great analogies and teach principles through stories. As someone with a Ph.D., I really appreciate the rigor with which they conducted the quantitative and qualitative studies of millionaires. Thank you for all that you do, Dave and team, to encourage people to view themselves as the masters of their own choices and as beloved children of God!

Reading this book will give people the knowledge, drive and positive thinking they need to become wealthy. Financial literacy is important for people to understand and put a end to poverty.

Good book

Bought the book for myself and my children...the book beginning is a great summary of past books -and the rest of the book gives a good road map. If you follow the steps - you can't go wrong. A book worth reading.

I appreciate the stories and the steps. It is a great reminder to try to stop living in debt and start living more reasonable. Help others. Give this a try and I hope it is a blessing to you!

I have followed Dave Ramsey to one extent or another since the '08 crash, and appreciate his advice and his plan. While I've not been hyper focused on it, it has helped me become debt free and set myself up for a comfortable retirement. That said, I was a bit disappointed as this book really has little new to add to the books he's written before. It contains numerous inspirational stories of folks who have followed his plan and have been successful, and it recaps the Baby Steps as well.The only nuggets that I was able to pull from this that seemed new (though not completely if you've watched any of his YouTube clips or listed to his show) was his advice on preparing your children on following the plan and being good stewards of any inheritance. Those bits I thought were well done, although they don't help me much as I don't have kids. He also had a lot of focus on establishing that money isn't evil, and that you don't have to be ashamed of doing well.Other than that it really was just recapping old information. He did seem to be "preaching" a bit more in this book as well. Which if you're a Christian and into that, then you may appreciate that. All in all I was a little bummed that there wasn't more information and details around what to do and how to invest once you've hit that millionaire status. I had expected maybe some more insight into that next level.His plan is solid, and I encourage people to pick up the Total Money Makeover if you're new to Dave. But if you're already on the plan, there's not much new info to pick up from this book.