Financial Planner & Monthly Budget Planner and Monthly Bill Organizer - 12 Month Journey to Financial Freedom, Monthly Budget Book Planner | Much More Than Just a Budgeting Planner or Finance Planner

First off I'd like to say that this budget book/planner is very nice quality and well comprised. Ive began budgeting my first month in it and love that I also have plenty of space to write down my doctor's appointment etc on the planner pages for each month. Being able to use this to keep track of my money and my day to day life in one book is great! I got the "Smart Women" version of this in rose gold. It is very pretty and the detail of the woman on the cover is very nice. The whole system came in a very pretty black box. If you know someone who might like this it is definitely handsome enough to gift. The pen strap is tight and it has 3 ribbon bookmarks so you can quickly change from one part of the book to another (one of mine always stays in the "Holiday budget tracker" near the back) the "monthly budget sheet" is well compartmentalized. The only thing I wish was there that isn't would be a section for streaming apps. Most people these day have them for TV, music ect. Many of us have several. I put mine in the "other" category. All of the categories could probably use a few extra slots but its not bad.It also came with several pretty, shiny envelopes for saving money. I haven't used these yet but they don't look like they would hold much cash. They are unlabeled so you can fill in what you'd like for each. It also came with three pages of planner/budgeting sticker, they are a cute addition. The last add-on is the "Smart Woman Millionaire Secrets: 16 proven habits to achieve a millionaire lifestyle" to me this is the glaring downfall to the system. Not only does it have a great deal of obvious typos and grimerical issues but each "habit" is given in a nutshell form, vague enough to make it near useless. I'm not saying that not a single thing can be gained from reading though it but I wouldn't use it as a go to financial literacy guide. What do you expect from a short booklet that came with a budget book? Not much but maybe a little more than this. In habit #4 it says "you will find your answer once you apply habit #2 invest in yourself and habit #5 change your mindset around money" despite the fact that change your mindset ABOUT (one of thoes typos) money is habit #6 not habit #5. In reality habit #5 is "stop exchanging your time for money." No longer having to work for a living is great advice if you can manage to achieve it. This chapter however does not even come close to giving you anything resembling a good way to go about achieving that for yourself. Habit #15 is exclusive to people who own their own business so if you don't, it's more like 15 habits.I don't believe my "smart woman" version has anything different in it than the standard white one you see paired with other versions because there's absolutely nothing in it that is specific to women, it's all general advice for anyone. The book is what it is and it's far from a deal breaker. The system overall is fantastic and the budget book is a must have!

Just arrived and it looks promising on helping me budget! Very beautiful and love all the tips and extra millionaire secrets book. Stickers are awesome and so isn't the little thank you card with coupons for another purchase 😍 Only downside was I wish it were bigger since my writing is kinda big. Great job though!! I do love it!!

This thing is amazing! Definitely worth the price! You will not be disappointed. It comes with a 10% off coupon, so if you want to buy another product from this company wait until it arrives. It comes with everything you need to boost your financial confidence, goals, and savings! The book also comes with fun stickers. I was skeptical when I bought it, thinking I’ll just look at it…I’ll probably return it…chances of me ACTUALLY following through with it is definitely slim…. NOPE! I’m keeping it and using it,!!!Trust in the system, it works! I was living pay check to paycheck..and now… I’m paying off my debts, saving money for a family vacation, and boosting my credit score!Buuyy it!!!! You’ll thank your self later…when your finally able to take that vacation, you NEVER thought was possible!Before you start making excuses, I’ll add in the fact that I am the only financial provider for 3 kids and 2 dogs with rent that doesn’t include any utilities, but yet I’m so close to taking them on a Disney cruise!!At first it seems a bit overwhelming. I’ll admit, I was a little intimidated, thought some of the pages were silly, and I wasn’t going to do it. However, be patient, once it’s set up it’s almost feels natural, and becomes a habit to do. There is a step by step guide that comes with it and contains tons of online help, tips, and tricks.If your serious about wanting to become financially independent, you want to quit worrying about money, and actually want to start living your life…this is it!!

It’s a very organized planner, with many goals and percentages on budgeting and savings. I’ve never been excited to budget and plan my finances until I got this book! There’s plenty of tips with the secrets pamphlet and the spending tracker has up to three pages of tracking! Totally recommend👍

This has helped tremendously. I have been able to budget more and I know exactly where my money is going.

This product is very sturdy and the pages really help guide someone to success in becoming financially free.

i love this financial guide! it would be a great benefit to purchase one of these!

This isn’t a bad budget book however it wasn’t what I expected for myself.

Exactly what it is. Wasn't 100% what I wanted

Très bel organiser. Très beau, de très belle qualité de fabrique. Et vraiment ludique à remplir…Je rachèterai

Packaged with care, such a treasure. Comes with a fountain of wisdom. Very inspiring. Immediately felt encouraged I will manage my finance more positively.

Fell in love with the planner immediately, wonderful design and layout, can't wait to start. Everything you need for documenting your budgeting

Wow wow wow...beautifully boxed, amazing guidelines to help you along the way its perfect