---
product_id: 223129299
title: "Becoming Your Own Banker: Unlock the Infinite Banking Concept"
price: "1879899₫"
currency: VND
in_stock: true
reviews_count: 6
url: https://www.desertcart.vn/products/223129299-becoming-your-own-banker-unlock-the-infinite-banking-concept
store_origin: VN
region: Vietnam
---

# Becoming Your Own Banker: Unlock the Infinite Banking Concept

**Price:** 1879899₫
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** Becoming Your Own Banker: Unlock the Infinite Banking Concept
- **How much does it cost?** 1879899₫ with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.vn](https://www.desertcart.vn/products/223129299-becoming-your-own-banker-unlock-the-infinite-banking-concept)

## Best For

- Customers looking for quality international products

## Why This Product

- Free international shipping included
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## Description

This paperback is new. It is a fifth edition. 2008, fourth printing.

Review: Top notch - This book is a must. If you are into life insurance and how to use it to finance your life. If you need more info get David Mcknight books (power of zero, zero tax and look before you LIRP). Also visit the McFie insurance website. Good educational material on infinite banking.
Review: Using Life Insurance as a Banking Tool - Many people dismiss this book and it's concept because the author tells you that you have to purchase a particular type of Life Insurance policy and they don't understand what this has to do with Banking. Those people who are the ones putting 1 or 2 star reviews, DON'T understand that the Life Insurance Policy is the Bank. Not in the brick and mortar function, but in the services function. You can borrow against your own life insurance policy when you need to fund a purchase, and then you pay YOURSELF back (with interest - you decide), and this money goes back into the policy, maintaining your wealth. Versus, having to go to a bank to borrow and pay them back with interest. Instead of them getting the money, you get the money. This is the ENTIRE concept of the banking aspect of this insurance policy and why it's beneficial. In addition, once you pass, the policy pays out to your heirs. A smart way to do this, is to then take 30% of this payout and have a policy set for those heirs, so when they pass, their heirs also get the same benefit, and repeat for every generation. THIS IS HOW YOU MAINTAIN GENERATIONAL WEALTH. Imagining paying $1M into your life insurance policy over the course of say 20 or 30 years ($500/mo), and your policy is for $10M. When you die, you put in $1M, and your heirs will receive $10M. This is why EVERY SINGLE Wealthy person gets life insurance on all their family members. So whoever dies, the family estate receives $10M+ EVERY SINGLE TIME. And on top of this, you can borrow against your policy at any time, because it is a $10M policy and THAT is the collateral. So if you want to buy a $500,000 house for investment purposes, you don't need to go to the bank anymore. You simply borrow against your policy, and the repayments are made to your policy. There are also ways to tie this into a Trust or Family Foundation, to minimize and even reduce your tax obligation. Does this makes sense now? Please understand that this form of wealth maintenance also has it's own cost. A regular person working a 9-5 job @ some retail store, earning the minimum wage, won't be able to contribute to such a policy. However, once you have created some type of wealth for yourself (by maximizing your income & not buying silly stuff), then you can apply these principals to maintain and grow your wealth. Heck, you can take out multiple policies. Remember, the old saying.... "It takes money to make money." This is what this concept is about. You can't do this without having some funds. You can start out with about $10k, but you have to make sure you can sustain the monthly payments for the rest of your life (think $250/minimum to make this worthwhile). Once you stop, you don't get that money back. I suggest you speak to your insurance agent about this, and options for "Return Of Premium" in your policy. Again, this is about Financial Education, and not some short cut to wealth. THERE IS NO SHORTCUT. The ONLY SHORTCUT is Education. So, Educate yourself and your children about wealth creation and management. Also, it's easier to make $10,000 than it is to save $10,000. Go out there and start hustling as hard as you can to get this going!

## Features

- Infinite Banking Concept (IBC)
- R Nelson Nash
- Becoming Your Own Banker

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Best Sellers Rank | 523,388 in Books ( See Top 100 in Books ) 248 in Financial Retirement Planning 4,300 in Professional Finance |
| Customer Reviews | 4.6 out of 5 stars 2,313 Reviews |

## Images

![Becoming Your Own Banker: Unlock the Infinite Banking Concept - Image 1](https://m.media-amazon.com/images/I/81AbCHNRvEL.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ Top notch
*by C***I on 23 August 2024*

This book is a must. If you are into life insurance and how to use it to finance your life. If you need more info get David Mcknight books (power of zero, zero tax and look before you LIRP). Also visit the McFie insurance website. Good educational material on infinite banking.

### ⭐⭐⭐⭐⭐ Using Life Insurance as a Banking Tool
*by K***R on 19 September 2023*

Many people dismiss this book and it's concept because the author tells you that you have to purchase a particular type of Life Insurance policy and they don't understand what this has to do with Banking. Those people who are the ones putting 1 or 2 star reviews, DON'T understand that the Life Insurance Policy is the Bank. Not in the brick and mortar function, but in the services function. You can borrow against your own life insurance policy when you need to fund a purchase, and then you pay YOURSELF back (with interest - you decide), and this money goes back into the policy, maintaining your wealth. Versus, having to go to a bank to borrow and pay them back with interest. Instead of them getting the money, you get the money. This is the ENTIRE concept of the banking aspect of this insurance policy and why it's beneficial. In addition, once you pass, the policy pays out to your heirs. A smart way to do this, is to then take 30% of this payout and have a policy set for those heirs, so when they pass, their heirs also get the same benefit, and repeat for every generation. THIS IS HOW YOU MAINTAIN GENERATIONAL WEALTH. Imagining paying $1M into your life insurance policy over the course of say 20 or 30 years ($500/mo), and your policy is for $10M. When you die, you put in $1M, and your heirs will receive $10M. This is why EVERY SINGLE Wealthy person gets life insurance on all their family members. So whoever dies, the family estate receives $10M+ EVERY SINGLE TIME. And on top of this, you can borrow against your policy at any time, because it is a $10M policy and THAT is the collateral. So if you want to buy a $500,000 house for investment purposes, you don't need to go to the bank anymore. You simply borrow against your policy, and the repayments are made to your policy. There are also ways to tie this into a Trust or Family Foundation, to minimize and even reduce your tax obligation. Does this makes sense now? Please understand that this form of wealth maintenance also has it's own cost. A regular person working a 9-5 job @ some retail store, earning the minimum wage, won't be able to contribute to such a policy. However, once you have created some type of wealth for yourself (by maximizing your income & not buying silly stuff), then you can apply these principals to maintain and grow your wealth. Heck, you can take out multiple policies. Remember, the old saying.... "It takes money to make money." This is what this concept is about. You can't do this without having some funds. You can start out with about $10k, but you have to make sure you can sustain the monthly payments for the rest of your life (think $250/minimum to make this worthwhile). Once you stop, you don't get that money back. I suggest you speak to your insurance agent about this, and options for "Return Of Premium" in your policy. Again, this is about Financial Education, and not some short cut to wealth. THERE IS NO SHORTCUT. The ONLY SHORTCUT is Education. So, Educate yourself and your children about wealth creation and management. Also, it's easier to make $10,000 than it is to save $10,000. Go out there and start hustling as hard as you can to get this going!

### ⭐⭐⭐⭐⭐ Hazte tu Propio Banquero
*by F***A on 20 July 2020*

Este libro trae la fórmula de independencia del sistema

## Frequently Bought Together

- Becoming Your Own Banker: Unlock the Infinite Banking Concept
- Money. Wealth. Life Insurance.: How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings
- What Would the Rockefellers Do?: How the Wealthy Get and Stay That Way...and How You Can Too

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*Product available on Desertcart Vietnam*
*Store origin: VN*
*Last updated: 2026-06-06*